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They are however a little more advanced and require more of a learning curve, they arent necessarily for everyone
But, premium ones can cost $15 to $25 or more
The number of monthly applications has steadily increased over this time period, averaging 31,200 in FY 2022, 40,800 in FY 2023, 46,400 in FY 2024, and 47,500 through March of FY 2025, a slowing of the year over year increase from 31 percent in FY 2023 to only 2 percent in FY 2025 YTD over FY 2024.The average monthly acceptance rate for FY 2025 YTD is 37 percent, which is generally consistent with historical rates